Do you think having dental care insurance is too expensive? Have you ever wondered why it is so expensive? If you have a good salary, the price is probably not a reason to complain. However, do you know how dental insurance really works?
We will talk about this type of insurance in this article, because, it is a very different one from the most popular ones. At Lewer Canada, we are experts in everything related to benefit programs, including various types of insurance. More than 40 years of experience and satisfied clients back us up.
So, if you want to learn more about this topic, read on. Take note, because the information you will get is very interesting. Let’s get started!
Dental care insurance: a different and special insurance for your oral health
There are many types of life insurance plans, this is a reality. Some types of insurance have very general coverages, while others are more specific. From mortgage insurance, to medical insurance, to term life insurance…
If you have ever opted for one, you will surely have noticed that something is missing in the benefits. And in this situation, to give a practical example, a key question may arise: “Why isn’t dental care covered by health insurance?
Well, it just so happens that dental care treatment costs are not exactly cheap. To give you an idea, some families spend around half of one member’s salary on dental treatments. These may seem simple, but they are not. Apart from that, they are not just cosmetic.
For this reason, opting for dental care insurance is an excellent option. This type of insurance is able to cover different types of treatment for a much more affordable cost. And best of all: its operation is very similar to that of a medical insurance! Would you like to know some of its advantages? Here are some of them:
Dental care insurance offered by Lewer Canada, the best choice!
Opting for low-cost dental care services is something many people do. It’s not bad, but it’s often not the best alternative. These are usually for “regular” dental problems and procedures.
Continuing on from the above, about low-priced services, if you go for regular or minor dental checkups, you are covered for sure. But what about more sophisticated dental problems and procedures?
Most of the time, when these services cannot be covered, referrals are made to another clinic, which results in higher costs. It is at times like these that the idea of having dental care insurance is much better.
But what are the best dental insurance plans? This is a difficult question to answer, because every insurance policy is different and probably some will be better suited to your needs.
Most dental plans are limited to some extent in the treatment they will cover. For example, most limit the number of visits they will cover in a year. This limit is usually set by the insurance company or clinic, depending on how much you pay for your dental care.
Lewer Canada offers dental care insurance that reimburses the cost of preventive care and basic treatment for policyholders. If it is a corporate program, it works the same way for employees and their families.
About the benefits of getting dental care insurance
Okay, so you already know a little about how dental insurance works. But what about their benefits? Well, the medical care and coverage they have is definitely the most striking thing. Let’s learn a little more:
Diagnostic and preventive care through various examinations.
Prevention never hurts and with dental care insurance this is guaranteed. You will have access to a wide variety of tests to diagnose major problems or to prevent them. Likewise, you will be able to have access to recovery exams or any other type of exams.
X-rays
X-rays are not something very common to see in oral health, but they may be necessary at some point. Anyway, with this insurance you are also guaranteed to have access to them.
Miscellaneous treatments
If you have received dental treatments, surely you are familiar with the name of some treatments such as polishing and scaling, root canal, gum, among others. With dental care insurance you can also have access to these and more.
Traditional processes
Well, as you were probably expecting, the usual processes cannot be missing: extractions, fillings, restorations… These are processes to which you will obviously have access. Some others such as crowns, bridges and prostheses may also be included.
Looking for dental insurance? Contact Lewer Canada!
Up to this point, you have been able to learn in depth about how dental care insurance works. As you have seen, it is a different kind of insurance from the usual ones and an excellent way to protect your oral health in case of adversity without unexpected expenses. We hope we have cleared up any doubts you may have and that the information provided is useful to you.
If you are looking for any type of insurance, do not hesitate to contact us for advice or to obtain it. We will be pleased to assist you. You can also consult our benefits products section to learn about our complete offer. Trust us, trust Lewer Canada: we have over 40 years of experience behind us!
For a more personalized attention you can visit our physical facilities located at 3131 Saint-Martin Blvd West, suite 410, Laval, Quebec. Want to know what a fair life insurance looks like? Learn it here. Receive more interesting information or useful tips by visiting our blog.