For any company, having employee benefit programs in place should be a fundamental requirement. Taking care of the well-being of employees is vital to build a bearable and motivating work environment.
Obviously, people can suffer from various ailments (especially health) and it is not always possible to predict when this will happen. For this reason, being prepared and being cautious is always the best option. If you are an employer, having an employee benefit plan may be the solution.
But when we say “employee benefits,” what do we mean? What is an employee benefits program? The words can sound very ambiguous when said solely as such. But, don’t worry, from Lewer, experts in employee benefit programs of various types in Canada, we’ll explain it all to you.
What is an employee benefit program?
Let’s start by answering this important question. As indicated in the name, employee benefit programs consist of facilities provided by employers to employees in adverse situations.
By having these programs, the idea is to provide solutions for employees so that they can be covered and have the necessary support when problems arise. As you might expect, it is difficult to anticipate illness, urgent financial needs, and so on. There are no employee benefit plan requirements other than working for a company.
So how do employee benefit programs work? Well, in most cases, employee benefit program services include certain amenities that can be great reasons to hire them. We list three of them below:
1. General or specialized medical care
Fair and necessary in many cases where the need for medical care is pressing, having medical care should be one of the basic employee programs.
Whether preventive or for treatment, health and wellness programs can be helpful. Explore Lewer Canada’s program offering in this category by clicking here. You can also learn about the extended health benefits option.
2. Insurance
Protection is essential, so providing diverse options in terms of insurance benefits for employees can help them greatly. As you know, there are life insurance options to choose from:
a) Life insurance
A life insurance is the ideal for financial security. As you know, the policy is governed by the payment of a series of premiums, which ensures financial stability for one or more beneficiaries in the future. It is another type of employee benefit that every company should offer.
b) Insurance for health problems
Dental care insurance can help alleviate medical expenses in this area. It is no secret that conventional health insurance does not usually cover dental care. With this option you can cover preventive care or specialized procedures.
Another option for flexible employee health benefits is critical illness or disability insurance. Is the employee going through a difficult situation that prevents them from continuing to work or covering large medical bills? These two options are ideal for them. Read also, another article about this type of insurance.
You can explore each of the alternatives we offer at Lewer in each of the links above.
3. Employee Assistance Programs (EAP)
Mental health should never be put on the back burner. Human beings are composed of biological, psychological and social factors, and it is not possible to separate one from the other. Therefore, if an employee is experiencing personal problems, his or her job performance may be compromised.
Therefore, within the benefits of employee insurance, it is also ideal to include an Employee Assistance Program. This program seeks to provide psychological support in cases such as family problems, addictions, anxiety, depression, among many others.
If you are an employer, you should be aware that your employees are likely to experience personal problems to some extent. Knowing about them and helping to deal with them can be a key support to help them cope and overcome them. Learn more about Employee Assistance Programs at this link.
Find the best employee benefit programs in Quebec with Lewer
At this point, you have been able to know the importance of employee benefits. We hope we have been able to clarify your possible doubts with this article and you now know how to answer basic questions such as “what are employee benefits?”.
As you have learned, good employee benefits packages should ideally include a variety of options. Do you have any questions or would you like to sign up for one of these employee benefits programs in your company? Contact Lewer, you’ll find the option on the top bar of this site.
For more personalized attention, you can also find us at 3131 boul. Saint-Martin Ouest, bureau 410 Laval, Quebec. Visit our blog for more recommendations and tips like these. Remember, we are experts in employee benefit programs in Quebec with Lewer! Find more options in the attached link.