What is vision care insurance?

Vision care insurance is not usually among the most sought-after programs offered by insurers. In fact, most insurance services offer it as a sort of extension to the health insurance or extended health benefit. 

Many even question whether this type of insurance is really worthwhile, based on the premise that eye care is not a need that needs to be met too often. 

However, as we go along, needs that we did not consider may arise as a result of accidents, illness or age. 

In order to avoid major problems, it is important that professional eye examination and screening become an important part of your and your family’s health routine. 

If you want to know all the details about the benefits of purchasing vision care insurance, here’s everything you need to know.

What is vision insurance?

Vision care insurance is generally an extension of health insurance and is responsible for covering at least a portion of medical expenses related to vision problems. 

What does vision insurance cover?

The basic functions of vision insurance include full or partial payment for routine examinations and checkups. On the other hand, it allows financing part of the costs of recurrent treatments for any of the reasons mentioned above. 

Remember that deterioration of vision can have its origins in external factors or be the result of diseases that affect general health, such as an excessive increase in blood pressure or diabetes. 

The vision insurance should cover a maximum of one visit per year, in which it can verify the progression of these conditions, indicate the correct treatment and thus improve your quality of life. 

In addition, the policy should specify whether the coverage includes a percentage of the total value of eyeglasses, contact lenses, surgeries or specialized exams. It all depends on how permissive your vision care insurance is in these cases.

However, to a greater or lesser extent, vision insurance will allow you to have access to specialized services for a lower price, with highly qualified professionals who will help you improve your quality of life. 

Benefits of vision insurance

Some of the main benefits offered by vision insurance are as follows: 

• Routine examinations allow you to detect diseases such as high blood pressure, diabetes, brain tumors, etc. 
• You get lower prices on prescription eyeglasses. 
• Based on the above, you can probably order upgrades to your new glasses at a lower cost. 
• Regular visits to the ophthalmologist can reduce the appearance of discomfort such as burning, dryness or photosensitivity. 
• Therefore, more serious problems such as cataracts or glaucoma can be prevented and treated. 
• The eye health of infants is of great importance. If your family’s medical and vision insurance also covers your family’s needs, you can start a monitoring plan immediately. 
• The same happens with the elderly, who may present a muscular deterioration that can be detected in time, by means of periodic check-ups. 

Taking into account that, according to international entities, up to 80% of eye conditions are reversible, by having vision care insurance we will be able to prevent its deterioration and treat other conditions in early stages.

Consultation on Lewer Vision Insurance Benefits

Your health and your family’s health is important! Ask today about the requirements to qualify for this benefit as an extension of your health insurance plan. 

If you would like to know all the details, now is the perfect time to contact us at 800-387-8244 or [email protected].

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