Lewer Canada, a licensed Canadian company, specializes in designing benefits and life insurance plans for small- and medium-sized businesses that are comparable to those of large conglomerates. This includes having the choice of fully insured, administration services only, or hybrid plan designs.
We know that your family comes first, and your business is a close second. That’s why we take the time to listen to what your needs are, and offer benefits and life insurance plans tailored to keep your company thriving and retain key employees.
Being a client of Lewer Canada doesn’t mean you are just a number to us. We pride ourselves in building consultative relationships to our business family members. When you call we will always pick up the phone.
Extended Health Care Coverage – there are many commonly incurred expenses that are not covered under provincial healthcare plans:
- Prescription drugs (pay-direct drug card is provided)
- Semi-private hospital room reimbursement
- Paramedical services, such as massage therapy, chiropractor, naturopathic
services, physiotherapy, acupuncture, and many more - Out-of-province and out-of-country emergency medical
- Plans can also cover spouses and other eligible dependents
Dental Care – dental coverage is important for both prevention and treatment services that your employees and their families will most likely require at some point in time:
- Oral examinations
- Recall exams
- X-rays
- Polishing and scaling
- Root canals
- Gum therapy
- Extractions
- Business owner may also include major restorative services such as
crowns and bridges
Along with health and dental benefits, we also offer short- and long-term disability coverage.
In many cases, provincially sponsored Workers’ Compensation coverage is not sufficient in getting you and your family through a rough patch when an unfortunate incident or injury occurs. Lewer Canada offers protection against loss of income through wage replacement programs and the coverage we provide can be integrated with the Employee Insurance sickness benefit with a variety of eligibility and benefit periods.
Another benefit offered by Lewer Canada is Life Insurance, which is the primary means of ensuring that your family members are taken care of in case of a tragic circumstance. Basic Life Insurance coverage is available either as a flat amount or as a multiple of salary. Dependent Life Insurance Benefits are also available to provide coverage for spouses and children of eligible employees. We also include Accidental Death and Dismemberment Insurance, which provides protection against loss of life or a serious injury resulting from an accident.
Being an experienced business owner, or as a new one who is just starting out and getting the hang of things, you will learn that attracting and retaining employees by offering a comprehensive benefit plan is key to the well-being of your business. Employees seek to build their career at a business that cares about its people and will pledge their loyalty when they realize that you as a business owner don’t just want the job to get done but you also care about the comfort and security of your employees and their families.
Want to learn more? Click here to have one of our agents contact you with more information.